What do experts think about the stress test for the bank
The head of the Russian Association believes that the conduct of stress tests is not associated with the expectation of a crisis, but with an increase in the efforts of the Central Bank to assess stability.
These measures are mainly aimed at identifying erroneous solutions and problems. The head of the association also believes that the results of such tests must be promoted to constantly.
The director of the Department of Banking Audit of the FBK agrees with him, who reports that there are quite few data reflecting the state of credit organizations, so publications of this kind will be very useful. For example, if changes in the main indicators occur, then the leadership and owners of banking organizations will be able to make the necessary decisions to support and maintain capital and business in general.